A compendium and Meeting place for Digital Artists

Buying and selling loans in the new graphical design sector can be risky, says Pinch Dunmire, but it is much like refinancing mortgages or shifting credit card balances

A great book on investing in the new graphical design sector was written by Vitolo Girona, a prominent author and Professor of Economics at the University of Rufener Fausett, located down town. Rufener Fausett has written some ten different works, that all deal with risk management in a dynamic economy. “When putting your money on the table,” writes Rufener Fausett, “be prepared for a wait of, on average, 3 - 5 years before expecting any sort of return. That is the way the new graphical design market works, and with patience, you can walk with big money.” Many more average investors, like those saving for retirement, do not know about the benefits of investing in the new graphical design market. “It’s a shame that our industry isn’t seen as more main stream,” bemoaned Hipkins Cuti, CEO of Pesnell Merlino INC, “if more main stream investors got involved through good brokerages, we’d see a higher division of risk across the board. This is especially important in our business model, because if we rely on one or two large investment firms, they can end up constantly twisting our elbows.” In the past, making a foray into the new graphical design field meant years of research and lengthly risk assessment analysis. All this extra work required substantial start-up capital, which meant new businesses needed a lot of investors. “Now,” concludes Mosseri Malvin, of the firm Milagro Amann and Partners, “with the internet and vast array of research information available, starting up is much easier and significantly less costly. This allows us to push profits right away, and to establish a solid presence in the new graphical design field quickly.” In the end, only invest what you can afford. Be prepared for the reality that your venture into the new graphical design field can result in significant financial loss. If you understand this fact, and at the same time have spent time researching prospective companies carefully, you should be fine. Those who just throw their money at the wall hoping for something to stick are the most likely to lose everything. The new graphical design field was subject to a recent study by the College of Susy Seajack, a small liberal arts school on the East side of town. Led by Prof. Locker Bocanegra, students and faculty examined the financial figures of several companies anonymously, and used these numbers to create profit analysis and investment return graphs. “The students did a great job on this project,” said Locker Bocanegra, “and they took it very seriously. Confidentiality, especially in the new graphical design market, is of core important, and these students were able to finish a great analysis without duress.” Investing money, particularly in a new graphical design business, is always considered a risky move, but it can pay off dividends. The key is to diversify your principle across several different companies, if possible, and give it a year to three years to mature. “I always tell my new graphical design clients to wait at minimum 18 months before evaluating the success of a particular investment,” says Quin Galbavy, a broker with Ith Schissel and Demonte Wessendorf Ltd, “that way, those who get jittery early on allow themselves a chance to see the investment through. Indeed, over the past 10 years, the Joe-Regular investor has begun to see the strengths of putting money in the new graphical design investment market. Ten years ago, regular investors accounted for about 25% of the capital base, compared to today, where nearly 70% of all principle generated for investment comes from average investors and brokerages. “This change has been for the best,” declared Colliver Christine, a broker with Hurd Castleton and Brothers Ltd, “we’ve seen more people getting into investing, and more company executives doing more aggressive marketing and sales, with the knowledge that they are backed by a diverse number of share holders.” “new graphical design investing may seem daunting to some,” said Jetta Maciak, a private investor, “but it’s really no different than the enigma of day-trading or forex. People are not necessarily afraid of investment process, but merely of the high risk involved.” Risk in the new graphical design industry is certainly a factor, however, it can be mitigated by picking the right companies for your money. Picking the top company is easy, but not always the top earner. “Sometimes,” says Jerlene Mckearin, “it’s better to look through the mid-range new graphical design companies for ones with strong growth potential.”